An extension of credit card issuers’ general rewards programs, cash-back programs date to 1986, when the Discover card was launched nationally, introducing the concept. Since then, they have become universal, and nearly every major card issuer now offers the feature on at least one of its products. It’s an incentive for existing customers to use the card early and often and for acquiring new clients or poaching them from a competitor.

Unlike old rewards points, which can only be used to buy things or services, or gift cards offered by the card issuer, cash-back rewards are what their name implies: cash. They are usually presented to the cardholder on the monthly credit card statement. Customers may receive the cash-back reward through direct deposit to a linked bank account, as a declaration credit reducing that month’s bill, as a gift card, or through the mail by check.

If you are using our assisted purchase option, when your package arrives at our warehouse, we at Global shopaholics take clear HD photos of your package and all the goods and send them to you for double-checking and confirmation of your order.